Customer Journey Management for FCA Compliance

Make customer-centricity operational, not just aspirational.

The Financial Conduct Authority (FCA) Consumer Duty sets a new standard: UK financial services firms must deliver good outcomes for retail customers across every touchpoint.

Smaply helps you embed customer-centricity into daily operations, so you can understand journeys, spot pain points, improve support, and demonstrate compliance with confidence.

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● Customer Journey Management Software

Turn customer journeys into compliance assets

Smaply gives financial services teams the tools to visualise, manage, and improve customer experiences in line with FCA expectations. From onboarding to ongoing support, use journey maps to:

Understand and prioritise customer needs and pain points
Ensure consistent, compliant support across channels
Identify and resolve customer friction points across your organisation
Track outcomes with data and KPIs in a central place
Align teams around a shared, customer-focused view

Turn insights into impact

Ensure customer insights drive real change. Map, manage, and optimize every customer interaction with ease.

● Visualise your customer journey

Understand your customers like never before

Use journey maps to visualise the full customer experience, from marketing to post-sale support. Capture pain points, emotions, and needs across every touchpoint and channel.

This structured view helps you:

  • Identify vulnerable moments
  • Make customer voices visible internally
  • Highlight gaps and inconsistencies


Transform customer journeys into strategic assets for FCA compliance.

● Make compliance customer-centric.

Pinpoint friction and act on insights

With journey analytics, uncover why customers struggle or abandon a process. Track behaviours, segment insights, and remove barriers that prevent positive outcomes.

Use maps to:

  • Surface high-impact pain points
  • Detect unnecessary complexity
  • Turn insights into action

● Measure satisfaction at every touchpoint

Support that matches the sale

Consumer Duty calls for consistent support before and after purchase.

Smaply lets you map and compare service journeys to:

  • Ensure easy access to support across all channels
  • Visualise drop-offs and delays in assistance
  • Align internal teams to deliver effective help

● Improve timing and transparency

Provide the right information at the right time

Complex products demand clear, timely communication.

With Smaply, you can:

  • Map how information is delivered to each persona
  • Identify and fix confusing or overloaded touchpoints
  • Identify where and how key information is delivered, and spot moments where clarity, timing, or accessibility may fall short.

● Make data-driven decisions

Use data to guide and prove progress

Go beyond gut feel. Use metrics and KPIs embedded in journey maps to track and improve performance.

With Smaply, you can:

  • Monitor journey health with a traffic-light JPI system
  • Feed analytics from tools like Google Analytics or Power BI
  • Demonstrate continuous improvement to regulators

● Make customer-centricity operational

Operationalise customer-centricity across your org

Smaply helps financial services firms embed journey management into day-to-day operations.

With Smaply, you can:

  • Link detailed journeys into a hierarchy for strategic oversight
  • Assign ownership and create governance structures
  • Keep maps dynamic and up-to-date to reflect evolving needs

● Align teams around the customer

Break silos. Align around the customer.

Journey maps create a shared language across departments, from compliance and IT to marketing and support.

This helps you:

  • Drive collaboration across business units
  • Align improvements with real customer pain points
  • Prove your commitment to good outcomes

Make your customer experience measurable

Track pain points, KPIs, and progress in one place to drive smarter, data-informed decisions.

Features that make your life easier

● Map journeys with ease

Fast, flexible journey mapping

Easily create detailed journey maps with stages, touchpoints, emotions, personas, channels, and more - no design skills needed.

● Connect insights to action

Integrated insights

Link pain points, opportunities, and solutions directly on maps. Add context with research data and visualize impact at a glance.

● Tailor journeys by persona

Persona management

Map experiences for different personas and roles. Compare journeys to understand unique needs, expectations, and challenges.

● Monitor performance with data

Metrics & tracking

Bring in data from tools like Google Analytics, Power BI, or Excel. Track KPIs and monitor journey health with visual indicators.

● Work together in real time

Real-time collaboration

Work together across teams with live editing, comments, tags, and filters. Keep everyone aligned and engaged, no matter where they are.

● Organize and scale journeys

Structured portfolio view

Manage multiple journeys, personas, and insights in one place. Navigate from high-level overviews to detailed steps with journey hierarchies.

Turn compliance into action

Use journey mapping to meet FCA Consumer Duty requirements with clarity, structure, and insight.
● From our Blog
June 3, 2025

FCA Consumer Duty: How journey mapping helps structure your customer experience endeavours

The UK's financial services sector is navigating a significant regulatory shift: the Financial Conduct Authority's (FCA) Consumer Duty. Described as the largest regulatory overhaul in financial services of the last decade, the Duty impacts over 60,000 firms in the UK. Its central tenet is that firms must act to deliver good outcomes for the Retail consumers of their products.

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